Introduction

Citi Dividend is a cashback credit card offered by Citibank. The card offers 5% cashback on rotating categories throughout the year. In this article, we will be discussing the Citi Dividend 5 Calendar for the year 2024.

What is Citi Dividend 5 Calendar?

Citi Dividend 5 Calendar is a schedule that outlines the categories for which cardholders can earn 5% cashback. These categories rotate every quarter, and cardholders must activate the cashback offer each quarter to earn the bonus. In 2024, the categories for each quarter are as follows:

Q1 (January – March):

The categories for the first quarter of 2024 are Grocery Stores and Fitness Clubs. This means that cardholders can earn 5% cashback on purchases made at grocery stores and fitness clubs during this period.

Q2 (April – June):

The categories for the second quarter of 2024 are Home Improvement Stores and Department Stores. This means that cardholders can earn 5% cashback on purchases made at home improvement stores and department stores during this period.

Q3 (July – September):

The categories for the third quarter of 2024 are Gas Stations and Streaming Services. This means that cardholders can earn 5% cashback on purchases made at gas stations and on streaming services during this period.

Q4 (October – December):

The categories for the fourth quarter of 2024 are Restaurants and Wholesale Clubs. This means that cardholders can earn 5% cashback on purchases made at restaurants and wholesale clubs during this period.

How to Activate Cashback Offers?

To activate the cashback offers, cardholders can log in to their Citi account online or through the mobile app. They can then navigate to the “Activate” section and select the current quarter’s offer. Cardholders must activate the offer each quarter to earn the bonus cashback.

What is the Maximum Cashback Amount?

The maximum cashback amount that cardholders can earn each quarter is $300. This means that cardholders can earn up to $1,200 in cashback per year. However, it is important to note that the cashback offer is only applicable to the first $6,000 in purchases per year. Any purchases made beyond the $6,000 limit will not earn the 5% cashback bonus.

Is There an Annual Fee?

The Citi Dividend card does not have an annual fee, making it a great option for those looking to earn cashback without any additional costs.

Conclusion

The Citi Dividend 5 Calendar for 2024 offers cardholders the opportunity to earn 5% cashback on rotating categories throughout the year. By activating the cashback offer each quarter, cardholders can earn up to $1,200 in cashback per year. With no annual fee, the Citi Dividend card is a great option for anyone looking to earn cashback on their everyday purchases.

Question and Answer

Q: How can I apply for the Citi Dividend card?

A: You can apply for the Citi Dividend card online or by visiting a Citibank branch. The application process is quick and easy, and you can receive a decision within minutes.

Q: Can I use the Citi Dividend card outside of the United States?

A: Yes, the Citi Dividend card is accepted worldwide. However, it is important to note that foreign transaction fees may apply for purchases made outside of the United States.

Q: Is there a limit to the amount of cashback I can earn per quarter?

A: Yes, cardholders can earn a maximum of $300 in cashback per quarter. Any purchases made beyond the $6,000 limit will not earn the 5% cashback bonus.